- Best Prepaid Debit Cards With Direct Deposit, A reloadable prepaid debit account that can be used anywhere American Express cards are accepted, Get your paycheck up to 2 days faster with free direct deposit, Shop with added confidence and Purchase Protection, which can help protect eligible purchases made with the card against accidental damage and theft for up to 120 days from the date of purchase. Your card comes with a personal identification number (PIN) that you use to authorize transactions or withdrawals. A paper check requires a trip to the bank, and direct deposit requires you to have a bank account, but there's an alternate way to receive your monthly benefits: the Social Security debit card, which is a prepaid debit card that allows you to access and use yourSocial Security benefits. Check the "I'm not a robot" box and click on "Activate card." If theres one constant among scammers, its that theyre always coming up with new schemes, like the Google Voice verification scam. ", Direct Express. Debit cards can help you pay and access cash on the go. Heres what you need to know about these calls. If you wait until after two days but report your missing card within 90 days (this limit is 60 days for traditional debit cards), you could be liable for up to $500 in losses. This is a traditional credit card with a credit line that is determined by your personal credit history and credit score. Enter your debit card number along with the received You can obtain a replacement card or temporary card if yours is lost or stolen. Lets investigate some ways to use your debit card: When you use a debit card to buy something, the money leaves your bank account right away to fund the purchase. Call your bank to have a representative activate your card. If someone doesor asks for your Social Security or debit card numberits a scam. The site is secure. They have The bank relies on your creditworthiness to determine the amount of your required deposit, so if you dont have a credit history (which is likely if you dont have a SSN), expect to pay the full deposit. A secured card will require a refundable security deposit for approval. ANY solutions? 3. For more tips, including how to activate a replacement debit card using an ATM, read on! Its the same four digits you use at the ATM when withdrawing cash. If you check with the cards issuing bank to see which types of identification it accepts, you can still access a prepaid account without having to provide a SSN. When you set up Social Security Direct Deposit, youll receive your funds on your Card Account. This answer was first published on 11/02/20. Heres how: Another option you may have through your bank is to activate your debit card digitally. Her credit card commentary is featured on national media outlets that include CNBC, MarketWatch, Investopedia, and Reader's Digest, among others. How to protect your personal information and privacy, stay safe online, and help your kids do the same. About the Author No matter where you bank, the process is similar. There is no activation fee. Have your debit card ready as you may You can't transfer money from a Direct Express card to another card, but you can transfer money to a personal U.S. bank account. {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/f\/f6\/Activate-a-Visa-Debit-Card-Step-1.jpg\/v4-460px-Activate-a-Visa-Debit-Card-Step-1.jpg","bigUrl":"\/images\/thumb\/f\/f6\/Activate-a-Visa-Debit-Card-Step-1.jpg\/aid9390190-v4-728px-Activate-a-Visa-Debit-Card-Step-1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"